01
Honest spreads, no surprise fees.
Buy/sell spread is the same one SafeGold uses (~1%). No platform fee, no withdrawal fee, no “processing” charge bolted on at checkout. The price you see is the price you pay.
Why GoldPlus, specifically
Same metal.
Better account.
The gold is the same gold — held in the same Brink's vault, audited by the same auditors. What changes is the account around it. Six things we do differently from every other digital-gold app in India.
Where we part ways.
02
Live commission, in your view.
We make money on partner commission, not hidden fees. The current rate is published in the app, the contract is in the footer, the math is on this page. Most apps don't do that.
03
A card that closes the loop.
Sell gold, load the GoldPlus card, swipe at any merchant. No other digital-gold app in India ships a usable spend-side instrument. Yours does.
04
KYC that doesn't block your first buy.
Below ₹1,000, you don't need KYC. Above it, our inline three-step KYC takes 90 seconds — PAN, last 4 of Aadhaar, a selfie. We never ask for the full Aadhaar.
05
Built in India, for Indian habits.
Daily Auto-Savings from ₹10. Festival-themed rewards. Coin redemption sized to a wedding gift. UPI as the primary rail. Hindi and English from day one.
06
A modern API and a serious admin.
Every product decision is logged in an audit trail you can request. Every refund is reversible. We treat your data the way we treat your gold — held in your name, never sold.
Side by side.
Comparison is the fastest way to see the difference. The numbers below are public — every other app posts them too.
| Feature | GoldPlus | Typical competitor |
|---|---|---|
| Starting buy | ₹10 | ₹100 – ₹500 |
| KYC for small buys | Skipped under ₹1,000 | Required upfront |
| Platform fee | None | 0.5 – 2% |
| Withdrawal fee | None | ₹5 – ₹25 |
| Spend card | Yes, VISA prepaid | Not offered |
| Refund policy | Reversible, audited | Case-by-case |
| Audit access | On request, monthly | Annual, opaque |
Pricing, in plain languageWe make money when SafeGold pays us a commission.
We make money when SafeGold pays us a commission.
Not from your pocket.
Buy
Live rate, no fee added
24K, BIS 999.9
Sell
Live rate, no fee added
Instant to wallet
Withdraw
₹0
Bank, UPI, or card load